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EDA

Target Vs borrowers based on gender

Male most likely to default than Female based on percentage of defaulter_count(Second Graph)

Gender Vs Income based on Target

Own House count based Target

Not a significant difference, but borrowers who own a house are more likely to pay

Own car count based Target

Borrowers owning a car are more likely to pay on time

Occupation type count based on Target

Occupation type vs income based on Target

Defaulters percentage is less when IC_ratio is either Low or High

Repayers to Applicants Ratio

Correlation of the positive days since birth and target

Correlation of the positive days since employement and target

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